With your know-how and our great new 95% LTV products, let’s help more first-time buyers make their homebuying dream become a reality

In 2022, it may well be that first-time buyers are facing more challenges than ever before. As well as facing spiralling living costs and interest rate increases, there’s also the possibility of house prices continuing to rise. It’s all a bit of a minefield.

But that’s where we can help… together

Buying your first home can be a daunting experience so having an experienced, trusted broker to help you navigate your way through the process can be invaluable. And to help you help your first-time buyers, we’ve launched two great new 95% LTV mortgages.


Two great new products

95% LTV | Two-year fixed | 2.78% | No fees | £500 cashback
95% LTV | Two-year fixed | 2.39% | £999 fee


More than just bricks and mortar

Christie Cook, Head of Mortgage Product, said: "At The Nottingham we know that a home is more than just bricks and mortar and we’re committed to helping as many first-time buyers as we can to take that step into home ownership.

"It’s a challenging time for many of us at the moment, but we’re hoping that with our new first-time buyer mortgages, we’re helping to make that dream feel more like a reality.

"With a competitive two-year fixed rate and no fees, we believe our headline product will give borrowers the affordability and security they need to make that move. And we’ve even included £500 cashback to help with some of those other homebuying costs your clients might not have thought about.

"Or for those who are happy to pay a fee to secure a lower rate, our two-year fixed product at 2.39% (£999 fee) is another option.

"So, if you’ve got clients who are desperate to move out of mum and dad’s, want more space to start a family, or just want a place to call their own – our new 95% LTV mortgages may just fit the bill."


Bigger deposit?

If you have clients who are able to put down a 20% deposit, we’ve reduced the rate on our fee-free 80% LTV two-year fixed residential offering to 1.91% (was 1.95%).

See our rate card for more information about our residential range.

All our residential products are available for purchases and remortgages.