Fees and charges for existing borrowers

£100 to consider your application if you wish to rent out your property. If we agree to your application, we will charge an annual premium of £400 (non refundable) payable from the start date of the letting period.

The premium will be charged annually until you tell us that you have re-occupied the property.

£50 to cover our costs in releasing your life assurance policy.

We charge £50 for changing your mortgage type from repayment (of capital and interest) to interest-only. We do not charge if you change your mortgage type from interest-only to repayment (of capital and interest).

If you want to change the remaining term of your mortgage, we charge a fee of £30.

Every January, we send a statement to all our mortgage customers free of charge. If you want any duplicates, we charge £20 for each annual statement.

£75 for giving a second charge reference to another lender. A second charge is where your main mortgage is with Nottingham Building Society and you get an extra loan, also secured on the property, from another lender.

£75 for giving a reference about your mortgage account to another lender.

£100 to cover our costs in considering your application to sell part of your mortgage security (usually this is part of the land). This includes checking that there will still be enough security to cover the mortgage after the sale.

£145 to cover our administration costs and approve the transfer arrangements if you wish to change the name/s your mortgage is held in, e.g. including your partner's name. You will also need to use a solicitor and you should check with them about how much they will charge.

£15 to cover the administrative costs involved in searching for and supplying either an extract or specific information, e.g. boundary responsibilities, that you have asked for. If you ask us for a full copy of your title deeds, we will charge you a fee of £25.

A redemption statement is issued free of charge upon request. Any subsequent requests within the same calendar month will incur a £20 fee.

For information about how interest on your loan is worked out, please see your illustration and/or offer.

If you pay off all, or part of your mortgage, before the end of an early repayment charge period (usually this is on fixed, tracker, capped, discount or cashback mortgages), you will have to pay an early repayment charge. We can give you more information about these charges if you contact our redemptions team on 0115 956 4706.

If you repay the whole mortgage early, a release fee is applicable. Please see your original mortgage offer for details of this fee.

£15 if a Direct Debit for your mortgage payments is returned unpaid by your bank.

We may charge a £28 administration fee if we have to contact you about your mortgage after the term has expired.

£15 if you pay a cheque into your mortgage account and the bank returns it unpaid.

£99 to cover our costs in considering your application, if you want to borrow more money secured against your home to pay for home improvements.

£99 to cover our costs in considering your application, if you want to borrow more money secured against your home for personal reasons, e.g. to buy a car or pay for a holiday.

If you don't keep to a special payment arrangement we have reached with you we'll charge an administration fee of £28 for contacting you again.

We may also charge this fee to cover our administration costs if we need to contact you if you have not repaid your mortgage at the end of the term.

If we have to pay ground rent, service charges or shared ownership rent to your landlord or management company to avoid forfeiture of your lease, we will charge £50 to cover our administration costs. We will also recalculate your monthly mortgage payments to take into account the amount that has been added to your loan balance.

Up to £100 to cover the costs of an independent financial counsellor visiting you at your home to discuss your mortgage and other debt repayments. They also advise on special payment arrangements that may be available to repay or prevent a payment shortfall.

£85 to cover our costs in obtaining information and preparing to issue a county court claim for possession of a property. There will be further charges to cover work involved in obtaining and enforcing an order for possession of the mortgaged property. Our solicitor's costs and the court fees must also be paid by you.

You'll pay a fee if we have to take possession of a property. You will also have to pay the costs of securing the property, such as estate agents' fees and solicitors' conveyancing costs.